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Insights on Risk and Insurance

Industry updates, regulatory changes, and expert perspectives on managing business risk.

Pexels Yankrukov 7793995; employment practices liability
09 Jun 2026
6 min read
Employment Practices Liability Is Becoming a Bigger Risk for Australian Businesses

Employment Practices Liability is becoming a bigger area of focus for Australian businesses as workplace expectations, compliance obligations, and employment-related disputes continue evolving. While many employment issues are not new, the level of scrutiny surrounding how businesses manage workplace behaviour,

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commercial lease insurance risks
02 Jun 2026
6 min read
Commercial Lease Insurance Risks: What Australian Businesses Should Review

For many Australian businesses, signing a commercial lease is primarily viewed as an operational decision. The focus is usually on rent, location, fit-out costs, and lease terms. But commercial lease insurance risks can extend well beyond the tenancy itself. Lease

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ASIC cyber resilience
28 May 2026
11 min read
ASIC Cyber Resilience Warning: Why Cyber Risk Is Now a Governance Issue

Cyber risk is not a new issue for Australian businesses, but the tone from regulators is changing. In a recent statement directed at financial services licensees and market participants, the Australian Securities and Investments Commission (ASIC) warned that artificial intelligence

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Pexels Rollz 19971195 aged care insurance provider
20 May 2026
7 min read
Aged Care Insurance Australia: 5 Critical Risk and Compliance Changes

What Changed — The Aged Care Act 2024 Aged care insurance in Australia needs to be looked at differently now. The Aged Care Act 2024 commenced on 1 November 2025, replacing legislation that had been in place since 1997. It

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Pexels Yankrukov 7691727 - Business owner reviewing documents during insurance claim process Australia
18 May 2026
9 min read
Insurance Claim Process Australia: 7 Key Steps Every Business Should Know

Most business owners take out insurance and genuinely hope the policy just sits in a drawer collecting dust. Nobody wants to use it. But when something does go wrong — a fire, a break-in, a client dispute, a cyber incident

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cyber incident response small business Australia 
15 May 2026
8 min read
Cyber Incident Response: 5 Critical Steps for Australian SMEs After an Attack

Most cybersecurity content tells you how to prevent an attack. Very little tells you what to do when one actually happens. Having a clear cyber incident response plan changes that. That gap matters. According to the ASD Annual Cyber Threat

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Pexels Thirdman 8485854 Insurance broker reviewing business insurance policy with Australian business owner
13 May 2026
8 min read
What Does an Insurance Broker Actually Do? 5 Ways Brokers Protect Australian Businesses

Most business owners assume an insurance broker is essentially a middleman — someone who finds a policy, takes a commission, and sends through a certificate of currency once a year. That assumption costs businesses money. Sometimes a lot of it.

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Australian Parliament House - Federal Budget
09 May 2026
4 min read
What the 2026–27 Federal Budget Could Mean for Risk and Insurance in Australian Business

As Australia moves closer to the 2026–27 Federal Budget, most commentary will focus on tax settings, cost-of-living relief and major spending announcements. For business leaders, however, the Budget often signals something broader: where pressure is building, where reform may be

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