Not for profit and charity insurance is a tailored package of insurance created to protect community organisations, charities, and clubs from any financial loss incurred from public liability claims, management errors, property damage, and injuries. It protects both your funding and physical assets, ensuring you can continue operating with confidence.
Navigating the charity sector comes with unique risks that may make your organisation vulnerable. Your average commercial policy won’t always address the core exposures that modern Australian NFPs face. Such as:
Public Liability
Third-party injuries or property damage that may occur during community programmes, fundraisers or other charity events.
Volunteer Injury
For volunteers not covered under Workers’ Compensation, NFP and charity insurance can protect you from accidents involving your voluntary staff.
Management Decisions
Legal exposures that result from your board and directors management decisions, such as alleged mismanagement or employee disputes.
Damage to Property and Equipment
Covers loss or theft of your physical assets, from specialist equipment to your premises.
Abuse and Misconduct Claims
The inherent exposures when working with vulnerable groups and minors, including legal and reputational risks.
Every social organisation is different. That's why we provide tailored insurance solutions, rather than off the shelf policies.
At Barrack Broking, we help place the following protections:
Public and Property Liability insurance protects your NFP and Charity from legal claims where a third party has suffered personal injury or property damage due to your business activities or products.
Coverage for your organisation against decisions made by your leadership team, such as mismanagement claims, legislative breaches or employment disputes.
Personal asset cover for your directors and officers so they aren’t left financially vulnerable if a claim is made against their management decisions.
Protects your voluntary staff if they require medical treatment or experience loss of income while working for your organisation.
Insurance for your physical assets against weather impact, theft and accidental damage.
Ideal extension for organisations that regularly host social events, such as festivals, fundraisers, or community gatherings.
At Barrack Broking, we’re proud to partner with an extensive portfolio of Australian community businesses of all shapes and sizes. With the help of a specialist broker, we ensure all of your operations and activities are adequately covered.
We regularly partner with:
Discover more about the sectors we serve by visiting our Who We Help page.
We want to know about your social cause, your volunteer structure, and what sort of events you run. Start the process by submitting an enquiry online.
We assess your unique exposures and negotiate directly with leading underwriters to source a tailored, competitively priced insurance package.
We’ll be here for you all year round. Whether you need claim support, policy clarification or general advice, Barrack Broking will be by your side.
Our insurance solutions cover the legal and financial risks that community organisations face day-to-day. A standard package includes public liability, management liability, volunteer personal accidental cover, and property insurance
Yes. Since they aren’t covered by standard Workers’ Compensation, it’s critical to cover any expenses or costs that make them out of pocket if they’re injured while volunteering for you.
While premiums vary depending on the size and structure of your organisation, it is likely a smaller, low-risk business may pay just a few hundred dollars with an annual package, whereas a multi-state welfare charity handling vulnerable groups where risk is higher will result in higher premiums.
Our clients rely on us for strategic advice and dependable support.
We’ve always have such a great experience with Barrack Broking. Our Account Manager, Dale is incredibly friendly, easy to deal with, and genuinely attentive to everything we need. Nothing ever
thanks again Dale and Barrack for making the insurance renewal process so smooth and timely yet again
Had a great experience with Barrack Broking – Insurance Brokers Brisbane. The whole process was smooth, professional, and easy to understand. A big shoutout to Amiel – absolute superstar. He
Competitive premiums offered. Great service going over and above. I have peace of mind knowing the insurance policies are looked after by a wonderful highly experienced team. Can not be
Excellent Communication, and provide great options and competitive Premiums. Just a pleasure to deal with. Highly recommend this team to any business owner.
Extremely attentive, took real time to understand the business and saved us a considerable amount on our premium – highly recommended
As all businesses operate in an uncertain world, Barrack Broking is dedicated to delivering strategy, ideas and certainty to protect your business.
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