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Landlord and Investment Property Insurance

Protect Your Property with Barrack Broking

Recently purchased or managing existing landlord properties? You shouldn’t have to settle for generic or off-the-shelf coverage. At Barrack Broking, we understand the importance of finding protection packages around your specific property risks.

True landlord insurance leaves no room for blind spots. Meaning we want to protect your physical assets and secure ongoing rental yields to cover all unexpected operational risks

Between both commercial assets and residential portfolios, each carries unique exposures. Our goal as brokers is to help you avoid those sneaky, hidden coverage gaps.

Protect your investments with confidence. Talk to a Barrack Broking property insurance specialist today.

What is Landlord Insurance? Why do I need it?

While standard home insurance or building insurance only protects the individual property, landlord insurance goes a step further. It safeguards your entire investment real estate portfolio against commercial, tenant, and market risks.

Many insurers try to depict landlord insurance as complicated, but in actuality its core purpose is simple. As independent property insurance brokers, Barrack Broking will seek custom landlord insurance policies that align directly with your specific leases, property types, and risk exposure.

We are experts in locating landlord insurance that protects:

  • Building and Property Assets
  • Rental Yields and Loss of Rent
  • Tenant Related Damage
  • Public Liability Insurance
  • Contents and Fixtures

What's Covered by Landlord Insurance and What's Not?

Understanding your landlord insurance cover helps you identify which risks are covered and where standard policy exclusions apply.

Covered by Landlord Insurance:

  • Building Damage: Protection for physical structures against fire, storm, and rainwater events.
  • Tenant Disruptions: Financial protection against theft, malicious damage, and unrecoverable tenant default.
  • Loss of Rent: Ongoing financial support to replace lost rental income while your property undergoes repairs after an insured incident.
  • Landlord Contents Insurance: Coverage for landlord-owned assets such as appliances, carpets, and window furnishings.

Not Covered by Landlord Insurance:

  • General Wear and Tear: Everyday use, cosmetic aging, or gradual deterioration over time.
  • Tenant Possessions: Furniture, electronics, and personal items owned exclusively by the tenant.

If This Is You, It’s Time to Invest in Landlord Insurance

Everyone should feel secure after investing in a major insurance property choice. Whether you are a first-time investor securing your initial rental asset, an experienced owner managing a residential portfolio, or a host running short-stay accommodations like Airbnb, we know property protection is essential.
Which property owners benefit most?
  • Residential Landlords: Seeking comprehensive lease and tenant protection
  • First-Time Investors: Aiming to secure loan compliance and asset safety
  • Multi-Property Owners: Scaling custom portfolio coverage
  • Short-Stay Hosts (Airbnb/Stayz): Managing high-turnover guest risks

Unsure if your current policy leaves you exposed? Get in touch with the team at Barrack Broking for a direct consultation and landlord insurance review.

How our brokers arrange your cover

Accountants face unique challenges due to the nature of their work. So, there are essential coverage elements that your insurance should cover to ensure that you’re adequately protected when you’re doing what you do best. Most insurance claims against accountants are due to the following scenarios:

1. Understanding Your Property Risks

We’ll start by understanding your specific real estate to identify your risks. As experienced insurance brokers, we ensure your property type and operational risks are mapped out before seeking a quote.

2. Tailored Strategy and Recommend Sum Insured

3. Negotiate and Arrange Your Cover

We’ll head out to the market to negotiate a policy with the right insurer that covers you based on the identified risks. Rather than leaving you with a basic policy, we secure custom terms tailored to your insured properties.

4. Ongoing Support and Claim Management

Our service doesn’t end when the policy is placed. We’ll be here for you all year round. Whether you need further claim support, policy clarification or general advice, you can rely on us to support you.

Why Property Investors Choose Us?

Choosing an insurance partner shouldn’t mean handing your portfolio to an anonymous call center. Barrack Broking is a principal owned firm, and we ensure one of our Directors oversees every client matter. We understand that our clients value the importance of extensive market knowledge. That’s why we employ high market senior advisors who bring up to 30+ years of insurance broking experience.

Our high standard of expertise extends across the country. We hold national reach, but have an advantage of local knowledge. From commercial portfolios in major capital cities to regional property assets, our presence as leading insurance brokers ensures we can find the best offer for your needs.

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Landlord Insurance Starts with Barrack Broking

Allow us to give you property assets the insurance care they deserve. Barrack Broking ensures you get full entitlement without the stress. Don't wait for a claim to find out that you're underinsured.

Ready to get started? Talk to one of our specialist landlord insurance brokers today.

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