Talk to us about your Fleet Insurance
For businesses operating multiple vehicles, managing separate insurance policies can become inefficient over time. Different renewal dates, varying levels of cover and multiple insurers can make it difficult to maintain consistency across a fleet.
Fleet insurance provides a way to bring vehicles under a single arrangement. It doesn’t suit every business immediately, but as fleets grow, it often becomes a more practical and manageable approach.
Barrack Broking helps your Australian business source and manage a streamlined motor fleet insurance cover, finding you the right holistic solution to protect your mobile assets, regardless of the size of your fleet.
What Does Fleet Insurance Cover?
Fleet insurance is a comprehensive insurance policy that gives you the ease of protecting multiple company vehicles under a singular contract without fuss.
The cover includes a standard level of protection that can be adapted to suit the unique exposures of your particular industry and the composition of your fleet.
Base level coverage typically includes:
Accidental Damage
Accidents are inevitable on the road. Fleet insurance offers a robust safeguard against accidental collisions and impact.
Third-Party Property Damage
If a third-party’s property is damaged as a result of the operations of your fleet, this covers your legal liability.
Theft and Fire
Protection from theft or fire if your fleets are damaged or lost.
Agreed vs. Market Value
Your choice of insuring your fleet for a fixed value or the market value of your vehicle which may fluctuate.
New Vehicle Replacement
Protection if your vehicle gets written off prematurely and within a specified period after the original purchase.
Hired Vehicle Cover
An additional layer of protection for temporary replacements after an accident so your fleet can stay on the move.
With Barrack Broking as your broker, we go beyond a direct insurance policy.
We can negotiate additional inclusions for your fleet, ensuring extra layers of protection based on your priorities. This includes windscreen cover, tools-in-vehicle, as well as roadside assistance.
Do I Need Fleet Insurance?
Not sure if your business qualifies? Transitioning to a commercial fleet coverage for your business typically depends on the scale of your motor operations, your administrative capabilities and your desire for greater productivity.
If your motor portfolio is between 2 and 5 vehicles, most Australian insurers can adapt their insurance terms specific to your fleet structure.
You need fleet insurance if:
- You operate 2+ vehicles: With multiple vehicles under a single insurer, you have access to wider coverage and more competitive premiums.
- You want streamlined admin: No need to worry about having multiple documents and renewal dates with just one policy.
- You value expert support: One dedicated broker for all your claims and policy changes.
Vehicles We Can Cover
We ensure none of your motor assets are left unprotected by arranging comprehensive insurance cover for a wide range of commercial fleets.
From a large-scale motor fleet to a set of identical vans, Barrack Broking has your portfolio covered through seamless coverage across:
- Light Vehicles: Cars, SUVs, utes, and vans.
- Transport & Logistics: Rigid trucks, semi-trailers, and B-doubles.
- Earthmoving & Plant Vehicles
- Support Vehicles
With one streamlined insurance cover, your mixed fleet is protected, with both light and heavy fleets covered.
Why Use an Insurance Broker for Fleet Cover?
Generic insurers can’t beat the important benefits a specialist broker can offer. Selecting a specialist insurance broker provides you with principal-led advice that you can’t get elsewhere.
This is critical because fleet policies can include complex excesses and sub-limits to wade through across the various providers. These differences may seem small on the surface, but can actually have significant ramifications on your balance sheet during the claim process.
Barrack Broking compares policies across the market, from the premium down to the granular fine print, ensuring your motor assets are protected when out on the road and driving your business forward.
As your committed claims advocate, Barrack Broking represents you when something goes wrong. We work with the insurer directly to ensure a solution that’s fair for everyone involved, arranging any repairs promptly to to reduce the business impact.
Learn more about Our Approach and Expertise.
Fleet Insurance Across Australia
Our coverage extends across Australia, ensuring you get essential local knowledge you need from your insurance broker. Our insurance experts are positioned around the country to make communication seamless.Â
Discover our specialist teams in:
Start a conversation with us today. We work with you to figure out what the needs of your business actually are and where we can help. Wherever you are, Barrack Broking can support you in navigating your unique exposures with precision and transparency.
Start a Quote or Contact a Broker to start a conversation today.
Reach Out Today
Don’t navigate your insurance policy alone. It can leave you in the dark when you least expect it. Get started with Barrack Broking by speaking with one of our specialists. We’ll provide you with clarity, support and expert advice.Â
Call us on 1300 605 101.
