ACCOMMODATION INSURANCE

Expect the best.
Prepare for the rest.

At Barrack, we’re not just about accommodation insurance but about understanding your business inside and out. Discover personalised coverage today.

Insurance for Hotels Insurance for Pubs Insurance for Serviced Apartments Insurance for Bed & Breakfast Insurance for Guest Houses Insurance for Motels Insurance for Caravan Parks

AWARD WINNING INSURANCE

Insurance Magazine Fast Brokerages

Start a quote today.

Complete the form below to obtain a quote for your accommodation business(s).

Discover a world of tailored coverage

Our personalised approach ensures comprehensive coverage that fits like a glove, safeguarding your hard-earned success. We can identify the policies that are specific to your needs. These include, but aren’t limited to:

Cyber Security Cover

Protects your online work and guest info from hackers. Safe online, safe in mind.

Public Liability Cover

If someone gets hurt at your place, we've got your back. Avoid big bills and worries.

Business Interruption Cover

If things stop suddenly, we help you keep going. No pause in your earnings.

Accidental Damage Cover

Breaks and spills happen. We ensure they don't hurt your pocket. Rest easy with us.

Worker Compensation Cover

For when your team faces bumps. They're cared for, and so is your budget.

Management Liability Cover

Mistakes in big decisions? We'll handle the fallout. Lead with confidence.

Elevate your standards of what insurance brokers should deliver

Whether you run a budget hotel chain, a student hostel, or a holiday place, we can help you succeed.

Tailored for you

Every place is unique, just like its risks. We make sure your coverage fits just right. You're not just another number with us.

Strong foundations

As a principal-owned firm, each client matter is personally overseen by a Director. We prioritize quality service and building lasting relationships.

Honest pricing

There are no hidden fees or tricky terms. We keep it straight with no hidden costs or surprises. Transparency is our promise.

Your local experts

Connect with our property coverage specialists. They're not just experts but your local allies in navigating the insurance maze.

Pros you can trust

There are no runarounds or detours. Just expert advice from a team dedicated to your needs ensures you're always on solid ground.

Putting you first

When things go wrong, we're right by your side. Your needs and goals come first. We fight for you, not the insurer!

Elevate your standards of what insurance brokers should deliver

Whether you run a budget hotel chain, a student hostel, or a holiday place, we can help you succeed.

Tailored for you

Every place is unique, just like its risks. We make sure your coverage fits just right. You're not just another number with us.

Strong foundations

As a principal-owned firm, each client matter is personally overseen by a Director. We prioritize quality service and building lasting relationships.

Honest pricing

There are no hidden fees or tricky terms. We keep it straight with no hidden costs or surprises. Transparency is our promise.

Your local experts

Connect with our property coverage specialists. They're not just experts but your local allies in navigating the insurance maze.

Pros you can trust

There are no runarounds or detours. Just expert advice from a team dedicated to your needs ensures you're always on solid ground.

Putting you first

When things go wrong, we're right by your side. Your needs and goals come first. We fight for you, not the insurer!

Own a stay? We cover it!

Hotels

Bed & Breakfast

Motels

Guest Houses

Caravan Parks

Boutique Hotels

Serviced Apartaments

Barrack's triple strength in Accommodation Insurance:

Dive into a worry-free insurance experience designed for your accommodation venture with clear insurance advice minus the fluff.

Simpler

One call is all it takes to set up your insurance. From in-house concerns to external ventures, we simplify your journey to comprehensive coverage.

Tailored

We will tailor an insurance package that's a perfect fit, ensuring you're only paying for what you need and not a cent more.

Safeguarded

Your accommodation's safety is paramount to us. We're here to support you, ensuring minimal disruptions and your business remains resilient.

Barrack's triple strength in Accommodation Insurance:

Dive into a worry-free insurance experience designed for your accommodation venture with clear insurance advice minus the fluff.

Simpler

One call is all it takes to set up your insurance. From in-house concerns to external ventures, we simplify your journey to comprehensive coverage.

Tailored

We will tailor an insurance package that's a perfect fit, ensuring you're only paying for what you need and not a cent more.

Safeguarded

Your accommodation's safety is paramount to us. We're here to support you, ensuring minimal disruptions and your business remains resilient.

BARRACK BROKING

Australia's trusted name in Accommodation Insurance

Join the 5-Star Insurance Team: Premier Accommodation Cover

Our 5-star Google reviews echo the commitment and excellence we bring to accommodation businesses across Australia.

Insurance for accommodation in 3 easy steps

Describe

Tell us about yourself and your business

Design

Our team develops a tailored quote

Protect

You run your business with confidence

The team behind your insurance

Graeme Hay

Graeme Hay

Director
Charles Gow-Gates

Charles Gow-Gates

Managing Director
Travis Head

Travis Head

Director
Amber Grant

Amber Grant

Marketing Manager
Nici Haynes

Nici Haynes

Client Service Manager
Stephen Randell

Stephen Randell

Account Manager
Rosie Keen

Rosie Keen

Account Manager
Tyrone Charlie

Tyrone Charlie

Account Broker
Belinda Smith

Belinda Smith

Account Executive
Harry Watt

Harry Watt

Account Executive

The team behind your insurance

Graeme Hay

Graeme Hay

Director
Charles Gow-Gates

Charles Gow-Gates

Managing Director
Travis Head

Travis Head

Director
Amber Grant

Amber Grant

Marketing Manager
Nici Haynes

Nici Haynes

Client Manager
Stephen Randell

Stephen Randell

Account Manager
Rosie Keen

Rosie Keen

Account Manager
Tyrone Charlie

Tyrone Charlie

Account Broker
Belinda Smith

Belinda Smith

Account Executive
Harry Watt

Harry Watt

Account Executive

Knowledge empowers choices

Our FAQ section is crafted to ensure you’re well-informed about accommodation business intricacies.

Well, every place is a bit different. Still, most accommodations like hotels will want things like cyber security cover (for online bookings and stuff), public liability (in case someone gets hurt), and business interruption cover (if something unexpected shuts you down for a bit). And that's to start! We can chat to find the perfect mix for you.

Regular business insurance is like a one-size-fits-all cap. But accommodation insurance? That's more like a custom hat made just for your place. It's specially designed for things that can happen in accommodations, like guest issues or stuff tied to online bookings. Think of it as the special sauce that keeps your place running smooth!

Indeed, a hotel faced a significant system malfunction in one instance, leading to the loss of multiple reservations. Their cyber security cover assisted in rectifying the system issues and provided financial support due to lost bookings. In another scenario, a guest had an unfortunate slip in the hotel's lobby. The hotel's public liability coverage ensured that all medical bills and potential legal fees were addressed without undue burden on the hotel.

Determining the appropriate coverage requires a comprehensive assessment of your hotel's specific attributes, such as its size, location, and amenities provided. It would be best to consult with our team. We will thoroughly review and offer recommendations tailored to your establishment's needs.

At Barrack brokers, we specialise in accommodation insurance, providing robust solutions that cover a wide range of properties, from bustling hotel motels to serene ski lodges and cozy guest houses. Contact our team today for a tailored quote.

Indeed, the most pertinent coverage in such situations is the public liability cover. It addresses incidents where a guest might experience an accident within your premises. For example, should a guest trip over an uneven surface or encounter an issue within your facilities, this coverage protects you against potential financial liabilities.

Having a 'Business Interruption Cover' in your policy suite is crucial. This coverage offers financial support when your operations are hindered due to unforeseen events, including natural disasters or global health crises. Also, please regularly review and update your coverage to ensure it's relevant to current risks and challenges.

Absolutely. 'Public Liability Cover' is specifically tailored to address potential liabilities from guest incidents. Additionally, 'Accidental Damage Cover' can be pivotal if a guest inadvertently damages your property. You can use your insurance broker to tailor these policies to your hotel's needs.

A proactive approach is vital. Implement risk management measures, regularly assess your premises for potential hazards, and offer staff training. This can often lead to premium reductions. Additionally, you might achieve further cost savings by bundling various insurance types under one provider or opting for higher deductibles.

In the dynamic world of insurance, trends evolve with emerging risks. Cybersecurity insurance is gaining prominence, given the rise in cyber threats. Moreover, with global health crises like the pandemic, there's a heightened focus on coverage extensions for infectious diseases. It's best for you to consult your broker periodically to stay abreast of these changes.

For more insights, please read our blog about risk insights for the accommodation industry!

Public Liability Insurance is a type of insurance policy that provides coverage to businesses, including accommodation providers, against legal liability to third parties. This liability may arise due to personal injury or property damage caused by the business operations or on the business premises. For accommodation providers in Australia, this coverage is essential because it protects them from potentially significant financial losses that can occur if a guest or another third party is injured or their property is damaged while staying at the accommodation. Given the nature of the hospitality industry, where businesses are constantly interacting with guests, public liability insurance is crucial for financial protection and peace of mind.

How does Public Liability Insurance protect Australian accommodation businesses against legal claims?

It offers protection to accommodation businesses in Australia by covering the costs associated with legal claims made by third parties for injuries or property damage. If a guest or visitor to the accommodation suffers an injury or their property is damaged due to the business's negligence, they may file a lawsuit. It also helps cover the legal fees, court costs, and any compensation or settlement amounts that the business may be required to pay. This means that the financial burden of defending against a claim, as well as paying any damages, is significantly reduced, safeguarding the business's financial stability.

What types of incidents are covered under Public Liability Insurance?

Typically covers a range of incidents, including but not limited to:

  • Injuries to guests or visitors on the premises, such as slips, trips, and falls.
  • Property damage caused to a guest's belongings due to negligence, like water damage from plumbing issues.
  • Incidents involving food and beverage service, such as food poisoning or allergic reactions.
  • Injuries or damages caused by any facilities provided by the accommodation, such as swimming pools or gym equipment. It's important to note that the specific coverage can vary depending on the policy and the insurance provider.

What are the typical coverage limits of Public Liability Insurance?

The coverage in Australia can vary widely depending on the size of the business, the level of risk, and the insurance provider. Typically, policies offer coverage limits ranging from a few hundred thousand to several million dollars. Smaller accommodation providers might opt for lower coverage limits, while larger hotels or resorts often require higher limits due to the increased number of guests and the corresponding higher risk. It's crucial for accommodation providers to assess their specific risk exposure and choose a coverage limit that adequately protects them against potential claims.

At Barrack Insurance Brokers, our relationship with our clients extends far beyond policy procurement. We pride ourselves on being your ongoing support and advisor in all insurance and risk management matters. Our team keeps you informed about industry changes that might impact your insurance needs and assists you through the claims process, ensuring a fair and efficient resolution. Regular policy reviews are part of our commitment to you, ensuring your coverage evolves with your business. Additionally, we offer valuable insights into risk management strategies to help reduce the likelihood of incidents and claims. With Barrack Insurance Brokers, you receive a comprehensive service that goes beyond securing the right insurance – it's about managing your overall risk and providing peace of mind.

What role do Barrack Insurance Brokers play in ensuring adequate coverage for accommodation businesses?

At Barrack Insurance Brokers, we are committed to ensuring that your accommodation business is adequately covered. Our team possesses a deep understanding of the insurance market and the diverse range of policies available. We take the time to analyze the specific risks associated with your business and recommend the appropriate level of coverage. Keeping abreast of the latest industry changes and regulatory requirements, we ensure your policy remains relevant and compliant. Our proactive approach in advising on risk management practices helps in minimizing potential liabilities. With Barrack Insurance Brokers, you can be confident that your business is not just insured, but well-protected.

How can Barrack Insurance Brokers provide tailored solutions for accommodation businesses in Australia?

At Barrack Insurance Brokers, we specialise in crafting tailored insurance solutions for accommodation businesses across Australia. Our approach involves a deep understanding of your unique business needs and risks. Whether it's assessing the size of your property, the services you offer, or your specific guest demographics, we consider every detail. We then leverage our extensive network of insurers to compare and select policies that align perfectly with your business's requirements. Our focus is on securing a policy that offers comprehensive coverage, ensuring you get the best protection at a competitive price. With Barrack Insurance Brokers, your insurance solution is as unique as your business.

Insurance for accommodation
in 3 easy steps

Describe

Tell us about yourself and your business

Design

Our team develops a tailored quote for you

Protect

You run your business with confidence

Stay informed, stay ahead! Join our newsletter.

You have been successfully Subscribed! Ops! Something went wrong, please try again.

By subscribing you agree to our Terms & Conditions and Privacy & Cookies Policy.

Business Hours:

Monday to Friday
8.00AM – 5.00PM AEST

Expect the best.
Prepare for the rest.

At Barrack, we’re not just about insurance but about understanding your accommodation business inside and out. 

Insurance for Hotels Insurance for Pubs Insurance for Serviced Apartments Insurance for Bed & Breakfast Insurance for Guest Houses Insurance for Motels Insurance for Caravan Parks

Start a quote today.

Complete the form below to obtain a quote for your accommodation business(s).

Discover a world of tailored coverage

Our personalised approach ensures comprehensive coverage that fits like a glove, safeguarding your hard-earned success.

Cyber Security Cover

Protects your online work and guest info from hackers. Safe online, safe in mind.

Public Liability Cover

If someone gets hurt at your place, we've got your back. Avoid big bills and worries.

Business Interruption Cover

If things stop suddenly, we help you keep going. No pause in your earnings.

Accidental Damage Cover

Breaks and spills happen. We ensure they don't hurt your pocket. Rest easy with us.

Worker Compensation Cover

For when your team faces bumps. They're cared for, and so is your budget.

Management Liability Cover

Mistakes in big decisions? We'll handle the fallout. Lead with confidence.

Elevate your standards of what
insurance brokers should deliver

Whether you run a budget hotel chain, a student hostel, or a holiday place, we can help you succeed.

Tailored for you

Every place is unique, just like its risks. We make sure your coverage fits just right. You're not just another number with us.

Strong foundations

As a principal-owned firm, each client matter is personally overseen by a Director. We prioritize quality service and building lasting relationships.

Honest pricing

There are no hidden fees or tricky terms. We keep it straight with no hidden costs or surprises. Transparency is our promise.

Your local experts

Connect with our property coverage specialists. They're not just experts but your local allies in navigating the insurance maze.

Pros you can trust

There are no runarounds or detours. Just expert advice from a team dedicated to your needs ensures you're always on solid ground.

Putting you first

When things go wrong, we're right by your side. Your needs and goals come first. We fight for you, not the insurer!

Start a quote today.

Complete the form below to obtain a quote for your accommodation business(s).

Stay informed, stay ahead!
Join our newsletter.

You have been successfully Subscribed! Ops! Something went wrong, please try again.

By subscribing you agree to our Terms & Conditions and Privacy & Cookies Policy.

Business Hours:

Monday to Friday
8.00AM – 5.00PM AEST

ACCOMMODATION INSURANCE

Expect the best.
Prepare for the rest.

At Barrack, we’re not just about accommodation insurance but about understanding your business inside and out. Discover personalised coverage today.

Insurance for Hotels Insurance for Pubs Insurance for Serviced Apartments Insurance for Bed & Breakfast Insurance for Guest Houses Insurance for Motels Insurance for Caravan Parks

AWARD WINNING INSURANCE

Insurance Magazine Fast Brokerages
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