When every review shines with 5 stars you know you're in safe hands
Our 5-star Google reviews echo the commitment and excellence we bring to B&B businesses across Australia.
You host the world.
We protect your dream.
Protect the future of your bed and breakfast with custom-tailored insurance solutions designed with the essence of hospitality in mind.
Traditional B&Bs Boutique B&Bs Rural B&Bs Urban B&Bs Historic B&Bs Coastal B&Bs
AWARD WINNING INSURANCE
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Start a quote today.
Complete the form below to obtain a quote for your bed & breakfast business(s).
Expect the best.
Prepare for the rest.
At Barrack, we’re not just about insurance but about understanding your accommodation business inside and out.
Insurance for Hotels Insurance for Pubs Insurance for Serviced Apartments Insurance for Bed & Breakfast Insurance for Guest Houses Insurance for Motels Insurance for Caravan Parks
Start a quote today.
Complete the form below to obtain a quote for your accommodation business(s).
Discover a world of tailored coverage
Our personalised approach ensures comprehensive coverage that not only protects your business but also the unique charm of your
bed and breakfast, ensuring peace of mind for both you and your guests.
bed and breakfast, ensuring peace of mind for both you and your guests.
Cyber Security Cover
Protects your online work and guest info from hackers. Safe online, safe in mind.
Public Liability Cover
If someone gets hurt at your place, we've got your back. Avoid big bills and worries.
Business Interruption Cover
If things stop suddenly, we help you keep going. No pause in your earnings.
Accidental Damage Cover
Breaks and spills happen. We ensure they don't hurt your pocket. Rest easy with us.
Worker Compensation Cover
For when your team faces bumps. They're cared for, and so is your budget.
Management Liability Cover
Mistakes in big decisions? We'll handle the fallout. Lead with confidence.
Discover a world of tailored coverage
Our personalised approach ensures comprehensive coverage that fits like a glove, safeguarding your hard-earned success.
Cyber Security Cover
Protects your online work and guest info from hackers. Safe online, safe in mind.
Public Liability Cover
If someone gets hurt at your place, we've got your back. Avoid big bills and worries.
Business Interruption Cover
If things stop suddenly, we help you keep going. No pause in your earnings.
Accidental Damage Cover
Breaks and spills happen. We ensure they don't hurt your pocket. Rest easy with us.
Worker Compensation Cover
For when your team faces bumps. They're cared for, and so is your budget.
Management Liability Cover
Mistakes in big decisions? We'll handle the fallout. Lead with confidence.
Elevate your standards of what
insurance brokers should deliver
Supporting all B&B types, from rural to urban, with a deep understanding of your unique needs.
Tailored for you
Every place is unique, just like its risks. We make sure your coverage fits just right. You're not just another number with us.
Strong foundations
As a principal-owned firm, each client matter is personally overseen by a Director. We prioritize quality service and building lasting relationships.
Honest pricing
There are no hidden fees or tricky terms. We keep it straight with no hidden costs or surprises. Transparency is our promise.
Your local experts
Connect with our hotel insurance specialists. They're not just experts but your local allies in navigating the insurance maze.
Pros you can trust
There are no runarounds or detours. Just expert advice from a team dedicated to your needs ensures you're always on solid ground.
Putting you first
When things go wrong, we're right by your side. Your needs and goals come first. We fight for you, not the insurer!
Own a Bed & Breakfast? We cover it!
Traditional
Boutique
Rural
Urban
Historic
Coastal
Barrack's triple strength in Bed & Breakfast Insurance:
Embark on a seamless insurance journey, designed specifically for your bed and breakfast. Enjoy clear advice, tailored policies, and the assurance of knowing every detail is taken care of.
Simpler
One call is all it takes to set up your insurance. From in-house concerns to external ventures, we simplify your journey to comprehensive coverage.
Tailored
We will tailor an insurance package that's a perfect fit, ensuring you're only paying for what you need and not a cent more.
Safeguarded
Your B&B's safety is paramount to us. We're here to support you, ensuring minimal disruptions and your business remains resilient.
Barrack's triple strength in Accommodation Insurance:
Dive into a worry-free insurance experience designed for your accommodation venture with clear insurance advice minus the fluff.
Simpler
One call is all it takes to set up your insurance. From in-house concerns to external ventures, we simplify your journey to comprehensive coverage.
Tailored
We will tailor an insurance package that's a perfect fit, ensuring you're only paying for what you need and not a cent more.
Safeguarded
Your accommodation's safety is paramount to us. We're here to support you, ensuring minimal disruptions and your business remains resilient.
The team behind your insurance
Graeme Hay
Director
Charles Gow-Gates
Managing Director
Travis Head
Director
Amber Grant
Marketing Manager
Nici Haynes
Client Service Manager
Stephen Randell
Account Manager
Rosie Keen
Account Manager
Tyrone Charlie
Account Broker
Belinda Smith
Account Executive
Harry Watt
Account Executive
The team behind your insurance
Graeme Hay
Director
Charles Gow-Gates
Managing Director
Travis Head
Director
Amber Grant
Marketing Manager
Nici Haynes
Client Service Manager
Stephen Randell
Account Manager
Rosie Keen
Account Manager
Tyrone Charlie
Account Broker
Belinda Smith
Account Executive
Harry Watt
Account Executive
Knowledge empowers choices
Our FAQ section is meticulously designed to provide you with comprehensive insights into the nuances of b&b insurance.
You'll need Property Insurance to protect your building and what's inside. Public Liability Insurance is super important too – it's like a safety net if someone gets hurt at your B&B. And don't forget Business Interruption Insurance, which helps you out if you suddenly can't run your business for a while.
Yes, it's really important! This insurance helps you if a guest gets injured at your B&B or their stuff gets damaged. It's not legally required in Australia, but it's a smart choice to have it.
Think of Property Insurance as a shield for your building (like walls and roofs). Contents Insurance is more about protecting the stuff inside (like furniture and appliances). Both are important to keep your B&B safe.
It's all about your specific B&B. Consider how big it is, where it's located, and what special stuff you offer. Chatting with an insurance expert can really help figure out the perfect coverage for you.
Yes, your B&B is still covered even when you're closed or it's empty. But always check your policy details or ask your insurer to be sure.
If you offer cool stuff like tours or cooking classes, you might need extra insurance. It's all about making sure you're covered for these special activities.
In Australia, if you have staff, you need Workers' Compensation Insurance. It doesn't matter if they're full-time, part-time, or just seasonal – it's important to keep them covered.
This insurance is like a backup plan. If something unexpected happens and you can't open your B&B, it helps cover lost income and pays the bills until you're back up and running.
In the event of an incident, our claim process is straightforward and supportive. We guide you through every step, ensuring a hassle-free experience. Our responsive team is here to assist you, making the process as smooth and efficient as possible.
Definitely! If you serve food and drinks, you'll want to be covered in case a guest gets sick or has an allergic reaction. It's all about being safe, not sorry.
It's a good idea to check your insurance every year. Think about any changes you've made to your B&B or new services you're offering. Keeping your policy updated means you're always properly protected.
Sarah and Tom immediately contacted their insurance provider. The response was swift. An assessor visited The Cozy Nook within days, and the claims process was straightforward and empathetic. The insurance covered not only the physical repairs but also provided funds to help with temporary staffing needs and garden restoration.
Within a few months, The Cozy Nook was back to its former glory. The business interruption coverage was crucial, allowing Sarah and Tom to maintain financial stability and even improve some of their facilities during the downtime. The reopening was a success, with guests praising the renovations and the enhanced beauty of the gardens.
This story highlights the importance of having tailored bed and breakfast insurance. For Sarah and Tom, it was not just a policy but a lifeline that helped them through an unexpected crisis, ensuring the survival and thriving of their dream business. This case study demonstrates the value of being prepared and adequately insured in the hospitality industry.
Bed & Breakfast Insurance
in 3 easy steps
Describe
Tell us about yourself and your business
Design
Our team develops a tailored quote
Protect
You run your business with confidence
Start a quote today.
Complete the form below to obtain a quote for your accommodation business(s).
